Which of the following is not a focus of the Bank Secrecy Act?

The focus of the Bank Secrecy Act (BSA) primarily revolves around the detection and prevention of financial crimes, including money laundering, drug trafficking, and other illicit activities that can harm the financial system and society. The BSA mandates that financial institutions maintain a robust framework for monitoring, reporting, and recording certain financial transactions to identify potentially suspicious activities.

Detecting money laundering, preventing drug trafficking, and tracking transactions to prevent financial crimes align with the core objectives of the BSA. These elements are critical in enabling law enforcement agencies to investigate and prosecute illegal activities that undermine the integrity of the financial system.

In contrast, protecting the personal information of bank customers is not a primary goal of the BSA. While the confidentiality and privacy of customer data are important in banking and financial services, they fall under different regulations, such as the Gramm-Leach-Bliley Act (GLBA) and the Fair Credit Reporting Act (FCRA). The BSA's central mission focuses on combating specific financial crimes rather than addressing issues of personal privacy and data protection.